®
CROPÔ Action Team Underwriting Group®
Community- ManagementÔ Small Business Development Engineering - Financial Instrument Support Consultants
Member Organization Group Community Rebirth Organization PlanÔ (CROPÔ ) Action Team
A Community Institutional-GuardianÔ Economic Justice Support Organization® Supporting:
Computer Distance Learning Education Technology; Health through Wholistic & Nutritional Therapy;
Employment & Business Opportunity Ownership Expansion; Historic Building Conservation Preservation Crafts;
Safe Haven - Family Job-Life Instruction Resource Center Schools; Financial Literacy - Learning-by-Doing;
Economic, Environmental & Social Justice - A Pay Day for The People!
Ownership Changes Behavior - A New Jubilee Harvest for the People®
P.O. Box 42227, Philadelphia, Pa 19101 - web sites www.croppgm.net - www./pemig.webs.com - http://www.croppgm.net/People-Empowerment-Credit-Union/
CROPÔ Action Team Underwriting Group® was established in 2007 and is a member of the Community Rebirth Organization PlanÔ (CROPÔ) Action Team Business TrustÔ. The CROPÔ Action Team Business TrustÔ is a strategic compensatory action plan program policy in support of the creation of Community Trusts and US Twin Cities Community Trusts as human and community economic development vehicles specifically designed to provide their beneficiaries family oriented job-life survival training in our computer age economy. Our chief purpose as a member of the CROPÔ - Action Team Business Trust® is to support the creation of Neighborhood Government Development Centers / "Small Electronic Village Municipalities" (Block/Community Associations), that encourage the development of small business through small business ownership expansion promotion through open access to capital credit (business start-up loans, business credit) and fair priced insurance with technical assistance for all businesses in need and through the use of employment and business economic opportunities on a level playing with infant industry supports. The creation of these "Small Electronic Village Municipalities" is a small business development incentive that will increase Government Procurement, expand the industrial base and increase competition.
We are a Family Job-Life Insurance Agency/Brokerage Organization that is a Small Business Development Engineering Consultant that supports the creation of Neighborhood/Government, Safe-Haven, Family Job-Life Instruction, Resource Center Schools (Block/Community Associations), as a marketplace to establish 'Sustainable Development' Protocols (compensatory action plan policy), in distressed communities. We provide Community- Management® Services and Insurance Support & Financial Management Services to local and international distressed communities interested in establishing the delivery of human and community economic development support services. These services are delivered through the creation and establishment of the joint operation of partner Financial Institutions and Human Development Support Organizations.
Our Community- Management® Services and Insurance Support & Financial Management Services include: Professional Community- Management Consultation Services; Community IDATAÔ Programs (individual development account trust agreements that are a Human Development Support Services - Finance Vehicle); Community Estate Trust / Business Trust Development Services; Community Variable Life & Annuities and Community Life, Accident & Health and Annuities Insurance Services; Community Viatical Life Services; Property & Casualty Insurance Services; Community Health Maintenance Organization (Preferred Provider Organization (PPO) Insurance Services; Community Title Insurance Services; Community Consumer Credit Services (Credit Insurance); Community Commercial Credit Insurance Services; Community Group Insurance (life, health, disability & liability) Services; Community Surplus/Excess Lines Insurance; Community Reinsurance; Community Insurance and Other Financial Programs Education; Community Premium Finance Services; Community Business Opportunities and Community Money Transmission Services to human development support organizations and other community-based type organizations in target distressed communities.
Currently, our service target areas are distressed community empowerment zones (EZ), keystone opportunity zones (KOZ) and enterprise & renewal communities (EC & RC) and other areas having the same demographic profile. In foreign countries the same problems of economic and social distress exist and the CROP Ô Action Team Underwriting Group® is assisting small business growth by assisting in implementing business solutions that act to abate the growing economic, social and education emergencies plaguing all local domestic and foreign communities.
Our Community- Management® Services and Insurance Support & Financial Management Services program is implemented Block-by-Block/Family-by-Family (Neighborhood Government Development Centers / "Small Electronic Village Municipalities"), through the CROPÔ Programs affinity group, cause/relevant issue, multi-level network marketing, small business development economic opportunity, action plan safety-net framework. The action plan safety-net framework utilizes the Wealth and Health Network Seminar Session (WHNS), as a strategic compensatory action plan implementation framework to bring community people into the CROPÔ Action Team®'s education and community economic development institution operational reform process. The operational elements of the CROPÔ program are surrounding business and community organization partners in support of economic and social justice featuring public/private Community Trust and US Twin Cities-Community Trust Partnerships. These partnerships are strategic alliances that establish a strategic plan of compensatory action through an already privately established and Government supported Inter-governmental/Inter-agency task force that helps to create long-term Community Trust and US Twin Cities-Community Trust partnerships between local and foreign community organizations, major corporations and Governments.
TECHNICAL PROGRAM SUMMARY FOR ORGANIZATION FUNDING
ON Community Rebirth Organization Plan (CROP™) Action Team® PROGRAMS THAT support the creation and operation of institutions and programs for human and community economic development through the joint operation of Financial Institutions and Human Development Support Organizations!
« Financial Institutions - Institutional Guardian - Community Trusts, the People Empowerment Community Development Federal Credit Union, the People Empowerment Mutual Insurance Company, and the Center for Economic and Social Justice (CESJ)!
« Human Development Support Organizations - Community Associations, Other Community Associations, Block Associations, Omni-community (OCS) CHARTER SCHOOL - CAMPUS OF DISTANCE LEARNERS, Data Spectrum The-Job-Market supported operations such as the North and West Philadelphia Business Association Alliance, tWPEB 88.1 FM Community Cooperative Radio Station, he African American Global Africa Development Center (3ADC) - American Global Development Center (AGDC), Allied Trades & Building Construction Conservation Crafts Association (an Independent Apprenticeship Training-to-Work Program Operator), with College and University Partners!
« CROPÔ through the Individual Development Account Trust Agreement (IDATAÔ) funding process is providing Training-to-Work Apprenticeship and expansion of health improvement, education, employment, finance, housing and business ownership opportunities, with social, environmental, and economic justice for family members who are in prison-to-work, homeless-to-home-to-work, welfare-to-work, military-to-work, and school-to-work type situations! The IDATAÔ programs operate in a mutual responsibility agreement framework!
EXECUTIVE SUMMARY
BUSINESS MISSION:
The CROP Ô Action Team Underwriting Group® is a job-life insurance agency/brokerage services community- management policy implementation process that includes professional community- management® consultation services; community IDATAÔ programs (individual development account trust agreements that are a Human Development Support Services - Finance Vehicle); community estate trusts/business trusts development services; community life, accident and health insurance services; community variable life & annuities insurance services;community property & casualty insurance services; community HMO/PPO insurance services; community title insurance services; community consumer credit services; community commercial credit services; community group life, health, disability and liability insurance services; community surplus/excess lines insurance services; community reinsurance services; community insurance and other financial programs education; community premium finance services; community business opportunities and community money transmission services to institutions and community-based organizations in target distressed communities.
Currently, our target service areas are economically and social distressed communities that are empowerment zones, enterprise communities and other areas having the same demographic profile. In foreign countries the same problems of economic and social distress exists. The CROP Ô Action Team Underwriting Group® is assisting small business growth by implementing a custom business solution to control and minimize the negative impacts of the growing economic, social and education emergencies plaguing all foreign and local domestic communities.
Our purpose is to:
1) assist organizations in the transfer of technologies and higher education to domestic economically distressed areas and under-developed nations;
2) assist in the creation and influence new business interaction, through strategic public/private alliance partnerships, to include human capacity building that supports community and economic growth and stability;
3) assist in the installation of institutional economic and education operational policy directives, to enhance economic empowerment, expanded capital ownership, access to capital credit and low cost insurance;
4) assist in the reform of banking practice, policy for delivery of liberalized credit granting services to small business;
5) assist in the creation of new business organizations that are insurable with additional interests;
6) assist in the creation and preservation of financial markets through insurance and reinsurance of a trust corpus;
7) assist in the creation institutional financial resources that support computer distance learning regional networks as a business cybernetic application process;
8) establish working relationship with identified US Aid Procurement Center Representative and his foreign national government sponsored and approved US Twin Cities - Community Trust partners for application of distance learning programs;
9) assist in the creation of business, education/economic development and environment protection programs that are offered through a framework of:
1. Employee Stock Ownership Plan (E.S.O.P.) and Consumer/Customer Stock Onership Plan (C.S.O.P.) technology.
2. Technical Assistance cooperation programs focused on distance learning technology with an emphasis on agriculture careers.
3. Economic Investment Development Marketing Programs that will bring local lending agency (CDFI) community development financial institutions and investment capital from local citizen residents and large community partners into established "small electronic village municipalities". These "small electronic village municipalities" are co-sponsored by Community Trust programs and financial strategies developed by the People Empowerment Mutual Insurance Group®.
4. Individual Development Account Trust Agreements(IDATA
Ô ) funding the Agreement of Mutual Responsibility of qualified program participants.
In order to get federal support for a program funding waiver our Community Rebirth Organization Plan(CROPÔ ) - Action Team State Government backed program features a strategic compensatory action plan that has a comprehensive human development support services delivery program. The comprehensive human development support services delivery program has an Inter-governmental/Inter-agency Task Force that helps to create long-term Community Trust and US Twin Cities-Community Trust partnerships between local and foreign community organizations and major corporations.
PROGRAM VISION FRAMEWORK
Economics of God – in 2002 Jasper Jones discovers that the Jubilee Process time cycle overlays the Recession / Depression Cycle of the World! The Community Rebirth Organization Plan (CROP™) – Action Team® Programs of Institutional Guardian – (individual development account trust agreements – [IDATA™'s]) – transitional bridges to personal prosperity for the individual and society as a whole – contrasts the Worlds’ Cycles of Recession – Depression – Business Panic – Wars – “Stock Market Bubble” ruin for the individual and society as a whole! Thus via the IDATA™ Process we are following the Basic Instructions Before Leaving Earth (B.I.B.L.E.) and re-introducing to the World God’s Plan of Health Wealth Economic and Social Justice for all of his Children! The Community Rebirth Organization Plan (CROP™) – Action Team® Programs provide a foundation first step to move from the Worlds’ “War Economy” and “Culture-of-Corruption” to a “Peace’ and “Culture-of-Economic-And-Social-Justice”. The Community Rebirth Organization Plan (CROP™) – Action Team® Programs operate to create a “Current Era Jubilee” for the World by Countering the Business Cycle which appears to overlay to the Jubilee Process as written in the holy scriptures! The common family heritage of enslavement and bondage provides some of the demonic fuel for the today’s fires of economic and social injustice. The Community Rebirth Organization Plan (CROP™) – Action Team® Institutional Guardian – (individual development account trust agreements – [IDATA™'s]) Program is a “Current Era Jubilee Harvest Ownership Expansion Process” that begins to put the “special holy water of economic and social justice on to all” on today’s demonic fires of economic and social injustice. In order to help begin bringing Economic Justice with Social Justice, Peace and Prosperity to All of the People of the World
Some Bible References: Leviticus Ch. 11 & 25 – Deuteronomy Ch. 14 & 15 – Ecclesiasticus Ch. 4 to 43 – John’s Letters & Revelation
INSTITUTIONAL OPERATIONAL REFORM IMPLEMENTATION VEHICLES
The Community Rebirth Organization Plan(CROP Ô ) economic and social justice financial support program is being implemented step-by-step through affinity groups, promoting cause/relevant issues, multi-level network marketing, small business development economic opportunity, within an action plan safety-net framework using the Wealth and Health Network Seminar Sessions as the action implementation vehicle to bring community people into the CROPÔ education and economic institution operational reform process. The operational elements of the CROPÔ program follow, featuring public private Community Trust and US Twin Cities-Community Trust Partnerships.
The African American Global Africa Development Center (3ADC) and the American Global Development Center (AGDC) Groups provide:
¬ Basic Business Support Programs - World Trade Center
¬ SBIC / MESBIC (Small Business & Minority Enterprise Small Business Investment Corporation)
¬ 3ADC-The-Job-Market
Ô / AGDC-The-Job-MarketÔ (Electronic Information Exchange on Business & Jobs)
¬ Entrepreneurs Forum (Business Investment Opportunity Exchange)
¬ Member Business Investment Credit Union / Community College based business training and support services such as the technology for implementing legal institutional reforms to support worker ownership expansion in local neighborhoods and in foreign countries for their public and private sector partnership development.
The Center for Economic and Social Justice (CESJ) is an ecumenical organization that serves as a focal point for Community Development Corporation Implementations, Employee Stock Ownership Plans, Consumer Stock Ownership Plans, Profit Sharing Plan Implementations and Banking Practice Reform expanding credit access to small and minority disadvantaged business through special credit instruments backed by Federal Reserve Notes.
The Community Trust (CT) and US Twin Cities-Community Trust (TC-CT) policies are organizations that are Institutional Guardians for Personal and Family Life Improvement through College & University Alliance Partnerships, and other Community Rebirth Organization Plan (CROP
Ô ) - Action Team® Members (i.e. Churches, Social Service Agencies, Public School System, Federal - State - Local Government Agencies (e.g. Block Associations, Correction Facilities) and etc..), for Human Development, Basic Literacy, Health Literacy, Financial Literacy, Computer Technology Literacy & Apprenticeship Job - Business Development, Placement and Demographic Analysis of Community Trust Service Areas. The Community Trust organization serves its Community Members' and their families as an Lead Institutional-Guardian Organization with Federal and State Sponsorship and Endorsement of its Community (Private) Trust, functions as an Insurance Agency (i.e. for "Community- At-Risk Management®") and Lobby Committee, Alternative Human Development Financing Agency. The Alternative Human Development Financing Programs focus on the Individual Development Account Trust AgreementsÔ ) . The IDATAÔ is the contractual and finance vehicle of a program participants' Agreement of Mutual Responsibility. The functions are operated in a learning-by-doing framework for the Community Trust Program Participants and their families.
The People Empowerment Mutual Insurance Group, Inc. (PEMIG®) promotes the Community Rebirth Organization Plan(CROPÔ ) agenda functioning as a coordination networking group for underwriting Sustainable Development projects that utilize the integration of business economics and business education into community business enterprise development projects, through the vehicle of Individual Development Account Trust Agreements(IDATAÔ ) funding the Agreement of Mutual Responsibility of the qualified program participants. The focus is on business economics and business social action for all ethnic minority and disadvantaged persons within a framework of economic and social justice so that these persons can obtain educational, technical assistance, professional training, Insurance Support and Financial Management Services, and cooperative business-consortium services in the Empowerment Zone - Enterprise Community (EZ/EC) areas and all surrounding communities with the same demographic profile, in cooperation with all participating mainstream mutual and stock insurers, in order that all qualified program participants may achieve their maximum potential in society. PEMIGÔ serves as a Financial Institution Chief Operating Organization -Institutional Guardian of the CROPÔ Action Team® whose Field Marketing Office Organization is the CROP Ô Action Team Underwriting Group® serving as the insurance financial fiduciary administering IDATA'sÔ through insurance and reinsurance contracts.
Allied Trades & Building Construction Conservation Crafts Association is an independent apprenticeship training program focused on construction trades with a conservation crafts training (i.e. historic preservation crafts) certification program. Allied Trades & Building Construction Conservation Crafts Association is an affiliated organization to the Omni-community Charter School (OCS) - Campus of Distance Learners and the People Empowerment Credit Union (PECU
Ô ).
Omni-community (OCS) - Charter School - Campus of Distance Learners - OCS's' primary mission is to prepare students to be Global-Leaders-of-TomorrowÔ while also preparing them for the world of work. OCS's revolutionary NewDeal Green-PCÔ Internet computer communications Charter School infrastructure provides effective computer age delivery of instructional services and related human development support services in an elementary preparatory and secondary education School-To-Work, Business Ownership transition framework, that features "Public School - Within School" - Campus of Distance Learners - School Groups! Each student receives "Apprenticeship Mentoring Training" and computer assisted instruction (CAI) coupled with an integration of needs assessment with instruction-therapy, which enables student - clients to master the learning process.
The People Empowerment Zone Community Development Federal Credit Union doing business as the People Empowerment Credit Union (PECUÔ ) promotes PEOPLE EMPOWERMENT THROUGH FINANCIAL LITERACY & CREDIT ACCESS VIA PERSONAL COMPUTER SECURED TELECOMMUNICATIONS using the NewDeal Green-PCÔ NewBanker program. PECUÔ is the community democratic bank that is owned and controlled by people who live in the community, who pool their savings and make loans to each other.
The Global Enterprise Network (The GEN®) is the organization for Minority Business Capacity Building for distressed African American and Hispanic American Communities and the barometer organization for the status of compensatory action programs to make-up for past biased economic development contracting, and general supply-service purchase practices.
The CROPÔ Action Team Underwriting Group® Economic Investment Development Marketing Program brings International Lending Agency and investment capital from United States Citizens of Foreign National Heritage into their foreign countries under favorable terms. In order to get support the foreign governments must show that they are moving to build up the civilian public education system and other institutions, private sector support and environment protection reforms. The African American Global Africa Development Center and the American Global Development Center Groups provide environmental protection, enforcement protection program technology, as well as technology for implementing legal institutional reforms to support worker ownership in foreign countries for their public and private sectors.
HOW THE PROGRAMS WORK FOR FOREIGN COUNTRIES
The CROP
Ô Action Team - Center for Economic and Social Justice's (CESJ's) Employee Stock Ownership Plan (ESOP) business organization technology is a plan for some workers to own the business/company where they work. Under the ESOP worker strategy coupled with distance learning technology, labor and capital outflow from the foreign country is minimized (i.e. stops the brain drain). The implementation of environmental safeguards brings foreign countries in line with the United Nations and International Lending Agency loan requirements.
The CROP
Ô Action Team Procurement Center Representative for Distance Learning Programs' Aim is to:
1. Make selected foreign national workers business owner-operators (i.e. makes workers "stake-holders" in the wealth development of their country).
2. Have some workers participate in management of the organizations where they work for through foreign national ESOP programs.
3. The workers now get income/wealth from capital as well as their labor contributions to businesses operated in foreign countries.
4. The government will be leading the way for wealth creation, that stays within, through extending the benefits of capital ownership and distance learning to the ordinary worker. The upgraded technically trained worker then pays for company ownership under the ESOP plans at a higher productivity wage and profits level.
5. Bring foreign investment capital to the foreign country for infrastructure development in the foreign country's public and private business sectors featuring partnership agreements.
6. Create a modern distance learning education delivery system based on computer age technology that provides the agriculture and other industry workforces with the training needed to move the agriculture and other industries through the 21st century.
Our reasoning for offering job-life insurance agency/brokerage services to the community through community-based alliance partnerships, is that the emergence of cybernetic mass production economies across North America and the rest of the industrialized world, presents an unprecedented opportunity for the liberation of human beings from all forms of economic slavery and/or involuntary servitude. The mass employment and mass manufacturing paradigm has been supplanted by a down-sized labor force cybenetic economic paradigm but our social institutions continue to operate as if world society still was operating under a mass-production - mass-employment economy which is causing much of the social and economic dislocation that world socieety is experiencing.
A new insurance operational procedure for business is needed to be established. The new insurance operational procedure required is a community- management policy that supports the expansion of a socially just human development support delivery system. The human development support delivery system is designed to provide effective public education, integrating assessment with instruction - therapy and the facilitation of expanded worker and consumer ownership of private enterprise corporations in order to generate sufficient income so that the management of abundance dilemma that we are faced with can be resolved.
To begin addressing the management of abundance dilemma, the
CROP
Ô Action Team Underwriting Group®has established strategic community- based alliance partnerships centered around education. The CROPÔ Action Team Underwriting Group®also includies in our mission objective support for human capacity building. Furthermore, we are participating in the pro-active development of education and training resources in the field of insurance community at-risk support services through the operations of Allied Trades and Building Construction Conservation Crafts Association. The pro-active development process involves a strategic private alliance partnership with the following organizations: Omni-community Charter School (OCS) Campus of Distance Learners; Data Spectrum; IMSSÔ (instructional management support systemsÔ ) Team; Data Spectrum - The-Job-Market Ô / 3ADC - The-Job-MarketÔ / AGDC - The-Job-Market Ô Center for Economic and Social Justice (CESJ); People Empowerment Credit Union (PECUÔ );The North and West Philadelphia Business Association Alliances; African American Global Africa Development Center (3ADC); American Global Development Center (AGDC); People Empowerment Mutual Insurance Group, Inc.; and United Block Captains' Association (UBCA) - Community Trust (for family life improvement), Inc.; and a foreign national interest community partner to establish a US Twin Cities - Community Trust (for Family Life Improvement) as a community partner organization offering the government of foreign countries various business and community economic development and environmental protection program opportunities for the growth of their global public and private business communities.
MAJOR ACHIEVEMENTS:
The CROPÔ Action Team Underwriting Group® negotiates life and health insurance contracts, community- management consultant contracts to establish local neighborhood governments and villages as "small village municipalities", successfully establishing association relationships with local business associations for merchant processing and the establishment of computer technology training centers.
The CROPÔ Action Team Underwriting Group® is also establishing relationships through (Limited Liability Partnerships), general trust partnership management with individuals and other entities as part of its outsource partnership management integration operation.
Plans are currently being worked on to provide mutual insurance company based property and casualty insurance contracts, surplus/excess lines contracts and to expand to other financial services markets that can supplement the delivery of diversified insurance and financial management support services (community- management support), in targeted distressed communities and their growing need for the creation of "small village municipalities" as new community institutional self-accountability enforcement and operational management standards in community economic development.
Click here to send E-mail to The CROP Action Team Underwriting Group®® -> croppgm@yahoo.com
Linked CROP
Ô - Action Team Partner Organization Sites
> http://CESJ.org<
> http://CafePress.com/CROPPgm<
> http://htpp://www.croppgm.net<
> http://wwww.pemig.webs.com<
> http://www.PhillyNMC.webs.com<
Web Master - Jasper Jones